Consumer Direct Program

Vital Direct™
No Employer Needed

One flat $165/month covers you, your spouse, and your kids — with $0 deductibles, $0 co-pays, and $0 for 1,000+ common medications. Built for 1099 workers, freelancers, gig workers, students, and anyone without employer-sponsored coverage.

💻Freelancers
📋1099 Contractors
🚗Gig Workers
🎓College Students
💼Self-Employed
👨‍👩‍👧Uninsured Families

One flat rate · Whole family · $0 deductibles · Cancel anytime · Not available in NY

Everything Included

One flat rate. Your whole family. Zero surprises.

What You Get

Full Vital Direct™ benefit suite

  • $165/month flat rate — spouse and all dependent children included
  • $0 for 1,000+ common medications at 80,000+ pharmacies
  • $0 deductibles, $0 co-pays, $0 surprise bills
  • No employer required — enroll directly online
  • Virtual primary care, urgent care & counseling
  • 3,500+ lab screenings at LabCorp & Quest
  • Weekly facial health scan — vital signs in under a minute
  • Care Navigation Concierge & Medical Bill Advocacy included
  • FREE and direct access to Specialty Telehealth through MyAshHealth.com
  • Cancel anytime (180-day re-enrollment wait)

Simple, Flat Pricing

$165/mo

Just you or a family of six — one flat rate, the price never changes

That's about $5.50 a day for your whole family's everyday care

  • No deductibles
  • No co-pays
  • No surprise bills
  • Cancel anytime

How to Get Started

  1. 1

    Click Enroll Now

    Takes you to the secure online enrollment portal.

  2. 2

    Complete Your Info

    Takes 5–10 minutes. Add yourself and any dependents.

  3. 3

    Coverage Activates

    Use your benefits immediately after enrollment.

Downloadable Resources

Learn more or share with someone who could benefit.

Vital Direct™ Overview

Full member flyer — benefits, coverage, pricing, and how to enroll.

Download Member Flyer

Facial Scan Overview

How the facial health scan works and what it measures.

Health Compass Inc., Vital Direct™, and Vital 110™ reserve the right to update the number of indicators at their discretion. The number of indicators is subject to change.

Download Facial Scan Flyer

Ready to Get Covered?

Enroll online in minutes. No employer, no referral, no waiting. Just coverage your whole family can actually use.

Available in all states except New York

DISCLAIMER

AshHEALTH, LLC provides access to a variety of healthcare, telehealth, wellness, insurance, and discount programs through relationships with independent third-party providers, administrators, carriers, pharmacies, healthcare professionals, and technology vendors. AshHEALTH, LLC is not an insurance company, healthcare provider, pharmacy, pharmacy benefit manager (PBM), or licensed insurance carrier unless specifically stated.

The Prescription Savings Program is NOT insurance and is not intended to replace health insurance coverage. Discounts are available only at participating pharmacies and may vary by medication, pharmacy location, and applicable laws. Savings are not guaranteed.

Products or services specifically identified as insurance, supplemental insurance, accident insurance, critical illness insurance, hospital indemnity insurance, or other regulated insurance products are offered by licensed insurance carriers and are subject to policy terms, conditions, limitations, exclusions, eligibility requirements, and state availability. Supplemental insurance products are designed to complement existing health coverage but, depending on the product and state regulations, certain plans may also serve as a primary source of coverage.

All product features, pricing, provider participation, availability, and benefits are subject to change without notice. All savings and price offerings are approximations and subject to change at the discretion of Health Compass, Vital 110™, and Vital Direct™ offerings. Consumers should carefully review all applicable program materials, policy documents, and disclosures before enrolling in any product or service.

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Supplemental healthcare benefits powered by Health Compass Inc. — bringing you Vital 110 and Vital Direct.

Contact & Support

Health Compass Inc.: 888-242-3360

Enroll Today

Get Started — Enroll Now

Vital Direct: $165/month, whole family included

Vital Direct is not health insurance and does not provide indemnification, reimbursement, or payment for medical expenses. It is a membership program that provides access to specified healthcare services through contracted providers for a monthly fee. Available in all states except New York. Vital 110 is a self-funded MEC plan — plan details, coverage, and availability may vary. © 2026 Health Compass Inc. All rights reserved.